NationGrowth MicroFinance Ltd aims at providing financial services that are readily accessible by the economically active poor.

Business available for finance:

Shops, retailers, wholesalers, stores, service, industry hairdressers and farmers, service providers and manufacturers etc.

General Loan Size & Features

Our products are designed with you in mind. These features include:

• Loan Amounts - Minimum of $10,000 to a maximum of $500,000
• Terms ranging from 3 to 24 months
• Repayments are weekly/fortnightly/monthly
• Quick Access
• No collateral is required

By not taking tangible collateral, NationGrowth will start off as a differentiated micro-finance organization in Jamaica. We will further differentiate ourselves by ensuring that we structure our loan products to enable creditworthy borrowers with good payment records to have access to larger

loans (up to our J$500,000 limit) as their businesses grow. Also, NationGrowth’s clients will secure the benefit of reduction in their borrowing rates as their creditworthiness and good payment record become established with us. NationGrowth will work closely with rural and manufacturing clients to structure loans, interest and principal repayments to meet the business needs, payment cycles and ability of the micro-entrepreneurs to which it will lend. In a competitive market, NationGrowth will focus on working with its clients, rural, urban, trading, manufacturing, farming or providers of service to create the kind of micro loans which will meet clients’ needs.